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Program Information
Who do we serve?
Habitat partners with people who meet three basic criteria:
- Need: Applicants will be eligible for our program if they are currently living in conditions that are not adequate based on size, structural condition, or safety concerns. Applicants will also be considered eligible if they are currently spending more than 50% of their gross income for rent. Applicants must not be eligible for traditional mortgage programs.
- Ability to Pay: Applicants must have a steady income to pay their mortgage. We serve people whose income is between 30% to 60% of the Greater Lycoming County Area’s median income.
| 2012 Income Limit Category | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
|
Maximum Income 60% of the Median |
$23, 400 | $26, 700 | $30, 060 | $33, 360 | $36,060 | $38, 700 | $41, 400 | $44,040 |
|
Minimum Income 30% of the Median |
$11, 700 | $13, 400 | $15,050 | $16, 700 | $18, 050 | $19, 400 | $20, 750 | $22, 050 |
- Willingness to Partner: Applicants must agree to work 250 sweat equity hours per adult in the household (18 years old and older). The maximum hours for a household are 500. Partner families are also responsible for a $1,000 down payment. Some workshops/classes are required, including a financial management/budgeting class.
Apply for our program here
